It’s hard enough to find a job in today’s still dismal economy; without bad credit repair, though, it can be nearly impossible.
That’s because a growing number of employers first check the credit scores of job applicants before making hiring decisions, according to a widely quoted survey. According to the survey, 60 percent of employers check credit scores before hiring new workers.
Applicants with bad credit scores – usually 620 or lower – might struggle mightily today, then, to land a good job. After all, the national unemployment rate hasn’t budged from its near-10-percent level in months. Competition is immense for good jobs. Employers are using bad credit scores to eliminate potential candidates.
A lot of people don’t think that you should have to repair bad credit before landing a job. That includes many members of the U.S. House of Representatives. They are considering legislation that would prohibit employers from relying on credit scores in their hiring decisions. Several state legislatures are also debating their own proposals that would also ban the practice.
Here’s the issue, though: Until, or if, this legislation goes through, job applicants will still have to deal with their bad credit. The message is this: If you want to be considered a serious candidate by the majority of employers, you will have to repair your bad credit.
This all sounds depressing, especially if you are one of these individuals whose credit scores leave much to be desired. Here’s the good news, though: Repairing bad credit does not have to be a chore. In fact, bad credit repair requires nothing more than financial common sense and a commitment to eliminate negative spending habits.
You should ignore private companies that promise to repair bad credit instantly or in 24 hours. You should, instead, repair your bad credit on your own. Call it DIY credit repair.
The only way to boost your anemic credit scores is to pay all your bills on time each and every month. You also need to slash your revolving credit card debt. Doing these two things will gradually, but steadily, make your credit scores rise.
There are no secrets to bad credit repair. It only requires that you act financially responsible when it comes to how you spend your money and how you pay back your creditors. It takes a lot of patience to repair bad credit, but the hard work will pay off when you land that top-paying job in part because of the strength of your credit scores.
That’s because a growing number of employers first check the credit scores of job applicants before making hiring decisions, according to a widely quoted survey. According to the survey, 60 percent of employers check credit scores before hiring new workers.
Applicants with bad credit scores – usually 620 or lower – might struggle mightily today, then, to land a good job. After all, the national unemployment rate hasn’t budged from its near-10-percent level in months. Competition is immense for good jobs. Employers are using bad credit scores to eliminate potential candidates.
A lot of people don’t think that you should have to repair bad credit before landing a job. That includes many members of the U.S. House of Representatives. They are considering legislation that would prohibit employers from relying on credit scores in their hiring decisions. Several state legislatures are also debating their own proposals that would also ban the practice.
Here’s the issue, though: Until, or if, this legislation goes through, job applicants will still have to deal with their bad credit. The message is this: If you want to be considered a serious candidate by the majority of employers, you will have to repair your bad credit.
This all sounds depressing, especially if you are one of these individuals whose credit scores leave much to be desired. Here’s the good news, though: Repairing bad credit does not have to be a chore. In fact, bad credit repair requires nothing more than financial common sense and a commitment to eliminate negative spending habits.
You should ignore private companies that promise to repair bad credit instantly or in 24 hours. You should, instead, repair your bad credit on your own. Call it DIY credit repair.
The only way to boost your anemic credit scores is to pay all your bills on time each and every month. You also need to slash your revolving credit card debt. Doing these two things will gradually, but steadily, make your credit scores rise.
There are no secrets to bad credit repair. It only requires that you act financially responsible when it comes to how you spend your money and how you pay back your creditors. It takes a lot of patience to repair bad credit, but the hard work will pay off when you land that top-paying job in part because of the strength of your credit scores.
0 comments:
Post a Comment